3 Locations Mon–Fri 7:30–5:30 2-Yr / 24K-Mile Warranty2-Yr Warranty
Long Beach562-434-4446 Downey562-803-5611 Bixby Knolls562-426-7321
Euro Car Masters — European Auto Repair
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Flexible Financing

Repair now.
Pay over time.

Major repairs shouldn't wreck your month. ECM offers flexible financing options at all three locations — designed to keep you on the road without breaking your budget.

Apply Online How It Works
Apply Online

Apply for financing at your location.

Choose your ECM location and apply directly with one of our financing partners. Applications open in a new tab, and most decisions come back in minutes.

Long Beach

3925 E Broadway
Snap Financing → Synchrony Financing → Easy Pay Financing →

Downey

13255 Woodruff Ave
Snap Financing →

Additional financing partners are available in-shop — just ask your service advisor for the current options.

Long Beach (Bixby Knolls)

500 E Wardlow Rd
Snap Financing → Synchrony Financing → Easy Pay Financing →
Why Finance

Get the repair you need today.

Four reasons our customers choose ECM financing for major work.

Same-Day Approval

Quick application. Most decisions return in minutes, not days.

Talk to a Human

Service advisors walk you through options. No call-center runaround.

Transparent Terms

Plans built for your budget. No surprise fees, no buried clauses.

Same Warranty

Financed or paid in full — every job comes with our 2-year / 24,000-mile warranty.

How It Works

Three steps. Same day.

From quote to repair, the whole process takes a single visit.

1

Schedule

Book online or stop by — book a diagnostic at any of our three SoCal locations.

2

Get a Quote

Master tech runs factory diagnostics. You get a transparent, itemized estimate up front.

3

Apply

Apply online or in-shop once you see your quote. Approval typically same day for qualifying applicants.

4

Drive

Repair done with OEM parts and the 2-year warranty. Pay over time.

What's Covered

Major repairs, made manageable.

Financing is designed for substantial work — not oil changes. Here's where it shines.

Engine & Drivetrain

Big-Ticket Mechanical

  • Engine rebuilds & replacements
  • Timing chain & guide service
  • Transmission rebuilds
  • Head gasket repairs
  • Clutch & flywheel replacement
Electrical & Electronic

Diagnostics & Modules

  • ECU / TCU replacement & coding
  • Hybrid/EV battery service
  • Wiring harness replacement
  • Module programming
  • Major electrical diagnostics
Suspension & Brakes

Comprehensive Service

  • Air suspension overhaul
  • Full brake system rebuild
  • Control arm & bushing kits
  • Steering rack replacement
  • Major alignment work
Eligibility & Terms

Financing is available for qualifying repairs above a minimum threshold. Subject to credit review. Apply online above, or talk to a service advisor at any of our three locations for current terms, partner financing options, and approval requirements. Specific plans, rates, and terms vary by partner; the service advisor will walk you through what's available based on the repair scope and your situation.

Common Questions

Frequently asked.

What credit score do I need?
Approval depends on the financing partner and the repair amount. We work with multiple partners — some focus on excellent credit, others on flexible approval for less-than-perfect credit. The service advisor will match you to the right path.
How fast is approval?
For most applicants, same day — typically within minutes of application. The application happens in-shop after we provide your repair quote, so you can decide whether to proceed once you see the actual cost and approved terms.
Is there a minimum repair amount?
Yes. Financing is designed for substantial repairs (typically a few hundred dollars and up). For routine maintenance like an oil change, financing usually doesn't make sense and isn't offered.
Do I have to apply before I get a quote?
No. We always provide a transparent, itemized quote first. You decide whether to apply for financing based on the actual cost — no commitment until you see the work and price.
Will applying hurt my credit?
Most of our financing partners use a soft credit pull for initial approval, which doesn't affect your credit score. A hard pull only happens if you accept the offer and complete the application — and we'll be transparent about which step we're at.
Can I pay it off early?
Most plans allow early payoff without penalty, but specific terms vary by partner. Ask the service advisor — they'll show you the exact terms before you sign anything.

Get the work done.

Pick a location and bring your car in for a transparent quote. Financing application takes minutes once you see the price.

Apply for Financing Contact Us
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